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Credit Data Systems, Inc. BBB Business Review


ACRAnet-CDS Service with a personal touch since 1926.
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P.O. Box 740241
Atlanta, GA 30374
(800) 685-1111
(888) 766-0008 – Fraud Department

To place a security freeze via mail on your Equifax credit report, click here.


Post Office Box 2000
Chester, PA 19016
(800) 916-8800
(888) 909-8872 – Fraud Department

To place a security freeze online on your TransUnion credit report, click here.


PO Box 4500
Allen, TX 75013
(888) 397-3742
(888) 397-3742 – Fraud Department

To place a security freeze online on your Experian credit report, click here.


  • To learn how to obtain a free copy of your credit report once every 12 months directly from the 3 national credit bureaus, click here.

  • To view a Summary of Your Rights under the FCRA, click here.

  • To Opt-Out of firm ofers of credit or insurance from lists supplied by Equifax, Experian, Innovis and TransUnion, click here or call (888) 567-8688.

  • PLEASE NOTEACRAnet - CDS does not actually maintain any credit files on individuals and is not directly affiliated with any of the 3 national credit bureaus listed above, therefore, we will not be able to update your credit file with them. In order to have your credit file updated with the 3 national credit bureaus, you will need to contact each bureau directly.

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